To Whom It May Concern,

We ended up choosing Debt Settlement, because our daughter was going off to college which was costly, and we had some other family issues that caused us to use our credit cards. The fees just kept going up and up! My past job started cutting back, and I had to find another job which I did, but with a cut in salary. This added to more charges on our cards!

We did not want to do a BK, and you contacted us so we decided to get into the Debt Settlement program. Since I have a background with the Banks I knew some of the questions that they asked me and felt I could trust you.

We were scared with the phone calls and summons, but were relieved when we were told what to do and how to handle things.

We are doing fine now, and we are working on getting our credit reports corrected. It would have been difficult or even impossible to get out of our situation without Debt Settlement.

Thank you,

Tracey D.