When no one else would help me your company did! I had become extremely ill and was hospitalized and out of work. My medical bills quickly got out of hand so I had no choice but to use credit cards to pay for medical costs. With limited income and increasing monthly obligations I quickly fell behind. I tried everything in m y power to find a way to get some relief from these payments. I repeatedly contacted my creditors asking them to consider lowering my interest rates or giving me some sort of payment plan. I had never been late before and figured they would help me. Unfortunately they would not do a thing to help me.

I was surprised that when I called your company your agents actually discussed with me all my options, including Bankruptcy, Consumer Credit Counseling and Debt Settlement. I must say I never felt like I was being sold something, rather I felt that I was being counseled on my options. Upon your companies advice I looked into Consumer Credit Counseling and decided that it simply would take too long and I would not be able to afford those kinds of payments. And I did not want to file Bankruptcy and harm my credit for up to 7 years or more. Once I entered into the program it was nice to know that I had someone on my side that if necessary would aggressively go after my creditors.

I am proud to say that I am now out of debt. The only payment I have is my mortgage payment. I have more money now than I have ever had before. By going through your debt settlement program I have learned to reorganize my finances and put myself on a budget. I really feel that you have helped me out not just now but for the rest of my life.

Thank you,

Lucinda G.