I had extreme financial problems as I was diagnosed with cancer and lost my job. I was completely out of work and spent months trying to get disability. I was refused disability pay. To add to the problem I went through a difficult divorce. So I went from two incomes down to no other income other than child support. I had to use my credit cards to provide for me and my children. The child support couldn’t even cover the monthly expenses so I found myself using credit cards to pay for everything else including the mortgage payment.

After talking to the debt settlement agents I learned that I actually could find a way to get out of this debt without bankruptcy. Based on my minimal income I could not qualify for a loan and I couldn’t make payments in consumer credit counseling. The settlement agents really worked with me to find a solution with a payment I actually could afford. They also gave me great advice on how to deal with the creditors and kept me on schedule to keep me in the p0lan to work towards a final goal.

I am more than satisfied with the results. My credit card debt would have taken my life to pay off and it took less than 3 years. I don’t use credit cards anymore. I use my debit card for any purchases I need as I refuse to use credit cards. I simply won’t get one. I am much more comfortable now without all that debt. Thank you for showing me the way and coming through on your promises to help get me out of debt and help me move on with my life.

Thank you,

Lisa H.
5/18/09