Individual results may vary and are based on ability to save funds and successful completion of all program terms. These results are not typical.

Debt Settlement program does not assume or pay any consumer debts, and does not provide tax or legal advice. Program not available in all states. Read and understand all contract terms prior to enrollment.

"Debt Settlement was the quickest way to get out of debt!"

"It feels great to have my debt paid off and have control of my life again."

"It was a comforting feeling to know that the money was being drafted from our account and we didn’t have to worry about making those monthly payments or forgetting to make those monthly payments."

"It was nice to have someone that I trusted and was there for me taking care of [my debt]."

"Paying off the first credit card was a great feeling. This has been such a tremendous treasure and finally doing something about our debt has been great."

"We were deeply in debt and we were able to get out of it with the program and we saved a lot of money doing it."

"It’s nice to have someone professional to handle your business…they make you feel like you’re not alone in debt settlement."

"You gave me the knowledge and confidence to achieve my goal of being debt free."

"I think it’s a good option for somebody who has gotten into a challenging situation but also a learning process so you don’t have to go through it again."

"It was a great opportunity to be able to take the courage to fix my own problems. It was a "growing up" experience."

"No peace like being debt free...I feel like a new person. I felt so small and belittled, now I feel healthy."

"I felt I got real good guidance from them and they helped me along all the way."

"Going into the debt settlement program was an eye-opener and its taught me how to use money a little better and to stay away from credit."

"It’s just such a relief at my age now that I’m retired, to be debt free. I will never get in that situation again."

"Why wouldn’t anybody do it? It just makes sense."

"You finally get relief, you can compose and calm yourself and not get upset and they work with you and resolve these issues and you don’t have to take it all on yourself.."

"Going through a debt settlement program like I did is very good."

"I think it’s just a great program. It really is. Just overall my total experience was good from beginning to end and I had no problems with your company."

"Participating in the program made me feel like I had a partner that was helping me to get out of debt and that I wasn’t alone."

"When I felt like I didn’t know what to do and was drowning in debt, debt settlement helped me breath and relieved my anxiety of owing my debt."

"I feel like I accomplished something that it looked like an impossible thing to do."

"It was very helpful having the consultants in the program walk me through the steps and assure me the positive results and help relieve the anxiety of the high debt."

"If you’re in a situation where you can’t satisfy your creditors, this is one of the best companies to deal with for debt settlement."

"At the time that I started, it felt like a drastic measure, but it took a drastic measure to get me out of debt, and I’m so grateful that I took that step because now I’m debt free!"

Individual results may vary and are based on ability to save funds and successful completion of all program terms. These results are not typical.

Debt Settlement program does not assume or pay any consumer debts, and does not provide tax or legal advice. Program not available in all states. Read and understand all contract terms prior to enrollment.

CreditorPortfolio Asset Group
Balance$1,478.53
Settlement Amount$390.00
Amount Saved$1,088.53
Percent Saved74%
 
CreditorGE
Balance$3,482.66
Settlement Amount$1,219.00
Amount Saved$2,263.66
Percent Saved65%
 
CreditorCapital One
Balance$3,416.46
Settlement Amount$1,366.58
Amount Saved$2,049.88
Percent Saved60%
 
CreditorBank of America
Balance$12,060.91
Settlement Amount$4,221.32
Amount Saved$7,839.59
Percent Saved65%
 
CreditorHSBC
Balance$1,442.29
Settlement Amount$380.00
Amount Saved$1,062.29
Percent Saved74%
 
CreditorGE Money Bank
Balance$934.60
Settlement Amount$374.00
Amount Saved$560.60
Percent Saved60%
 
CreditorAmerican Express
Balance$9,007.36
Settlement Amount$1,000.00
Amount Saved$8,007.36
Percent Saved89%
 
CreditorChase
Balance$35,959.24
Settlement Amount$5,981.74
Amount Saved$29,977.50
Percent Saved83%
 
CreditorCitibank
Balance$7,692.86
Settlement Amount$1,207.12
Amount Saved$6,485.74
Percent Saved84%
 
CreditorChase
Balance$5,808.91
Settlement Amount$2,060.00
Amount Saved$3,748.91
Percent Saved65%
 

News You Can Use

Mixed blessing: credit card reform may shock someNew credit card law restricts bank tactics, but sent interest rates up and credit lines down.
Capital One credit card defaults rise in JanuaryU.S. credit-card defaults rose in January, in a sign that consumers continue to remain under stress.
Card company results show waning credit card useShoppers still reach for plastic at the checkout, but the card they grab most often these days is a debit card, not a credit card.
Ten ways to create meaningful (and frugal) holiday traditionsThis year, holiday budgets might be tighter than they were a few years ago, but the recent economic recession has had the good outcome of encouraging Americans to appreciate what they have.
Rising credit card minimums: Fair or foul? Opening the August credit card statement is going to send the blood pressure of some Chase customers skyward
10 things credit card issuers don't say Some of the card companies' little-known rules are costing you money -- and putting your credit, your identity and your family at risk.
Keep your house from leaking cash Think it's impossible to lower your power bill? Think again!
American views about credit cards: negative Americans seem to put card issuers in the same category as bullies: 82 percent say card issuers are not entitled to change the terms of accounts at any time for any reason
The next credit crunch Our easy access to plastic is about to dry up - and with it our ability to fake living the good life
Life without plastic You'd be surprised by the benefits of giving up your credit cards - even if you never carry a balance.
Lenders create a bankruptcy monster The bankruptcy reform law isn't working as advertised -- and lenders, whose loose lending standards contributed to the problem, appear to be abusing the system.
How can you save on gas? Pay cash ! As profits become slimmer or disappear, some gas station owners are offering cash discounts to cut back on the hefty credit card fees they must pay.
Credit-Card Use Is Surging, Risking Another Debt Crisis Cash-strapped Americans are ringing up more and more purchases on their credit and debit cards, and there could be a steep price to pay ahead.
The best financial advice ever - Prince Charming isn't coming. Live like a college student. Never co-sign a loan. Money experts like David Bach and readers like you share the best nuggets of wisdom they have ever received
Emptying the attic to pay the bills Desperate for cash, strapped sellers are using online auctions and flea markets to unload household goods, including possessions of great sentimental value
Help! My debts are killing me! Mary Pollack is running out of money. Here's how she can get afloat again.
10 ways to curb sleazy debt collectors Consumers and regulators should act now, before things get ugly, to keep abusive and dishonest collectors under control during a bad economy.
It's time for a credit card revolution Remember when banks weren't out to get you? I do. And with Congress's help, we can un-rig a system that's determined to make you fail.
The credit card party is officially over Don't count on those 0% offers anymore. As banks stick even good customers with higher rates and tighten up on credit lines and balance transfers, you need to think about protecting yourself
Workers step up raids on 401(k)s More Americans are tapping their retirement plans as the credit crunch and falling home values make cash harder to come by. But such a loan is usually a bad idea.
Credit Card Companies and Your Debt CBN News Video. Millions of Americans are drowning in credit card debt. High interest rates and low minimum payments are just some of the reasons why it is hard for consumers to escape from the debt trap.
9 money rules to live by Americans young and old are flunking their finances, but money mastery isn't really that hard. Here are 9 simple keys you need to know.
Mastercard acknowledges Debt Settlement as a valid way to handle debt Mastercard website: "Under a debt reduction settlement, a creditor agrees to reduce the amount you owe in return for a guarantee that you will pay off the reduced amount at specified terms. Under a debt reduction settlement, the debt is generally resolved within one to three years, with creditors settling for between 20 and 80 percent of the original debt."
Lenders cut off the home-equity tap Thousands of homeowners are getting notices that their lines of credit have been frozen, and it's harder to get new second mortgages. For more than a decade, banks encouraged homeowners to tap their equity for everything from paying off credit cards to covering college tuition. Now lenders are abruptly shutting off the spigot.